Taking Out a Loan To Pay For a School Trip?

Taking Out a Loan To Pay For a School Trip?

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Where can i find a legitimate website to get credit report for really free?
please do not post any scam webs
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Why can’t I get an Auto Loan?
So, I am in the market for a new car. I have talked to about 10 dealerships, three banks and two used car dealerships. Unfortunately, I need a new car right away due to the fact I feel the impending doom approaching where my car breaks down on my way to work and I am stuck on the side of the interstate without a working vehicle. Every dealership I go to, says I need more credit and/or a larger down payment. I ran my credit through Equifax and came back with a 657 score, which I heard isn’t bad for a 21 year old who lives on their own, pays all of their bills on time and also has only ONE small credit card he uses on the regular to build credit. I have a good job making nearly as much as both of my parents together and yet I still can’t get a loan to save my life. I don’t know what to do. And I do not want to co-sign because, well it is out of the questions due to the fact my dad’s credit is shot, my mom already co-signed for a vehicle with my step-dad and that is pretty much the only family I have. I need a new car, FAST. Because my car will eventually go out, and it will cost more to fix it than it is actually worth and I do not want to pour more money into a bottomless pit that will just keep chewing away at my wallet. I have applied for bank loans through my bank (Chase), Capital One and Wells Fargo. I have seen two Chevy dealers, one Kia Dealer, One Dodge, One Honda, One Mazda, Three Ford Dealers and two Toyota Dealers and still NO LUCK. All the idiotic Finance people come back is, Well you need more credit to work with.”””” Is it that hard to get an Auto Loan? Do I need to make freaking six figures and have sixty credit cards just to get approved for an Auto Loan?””””””
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Is there a discount available at a used car dealership if you pay cash instead of getting a loan?
Does anyone know? I have been saving and I don’t really want to take out another loan if I can help it.
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Too much interest on auto loan ????
thinking about getting a vehicle for $15000……Bank wants $28000 for 6 years at 379 a month…… good?
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My bankruptcy was dismissed without prejudice about a year ago.?

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How often should I check my credit report?
How often should I check my credit report?
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Best auto loan for new credit?
I am 20 years old looking to purchase a new(ish) vehicle, But when it comes down to auto financing I am absolutely lost. I am currently making around $1200 weekly at a very stable job but have limited credit history due to not owning a credit card till about a month ago and just recently starting to purchase things on payments (both of which done only to attempt to raise credit.) Now my question is what online loan/financing company would be best for me without having to pay more for interest than the vehicle itself. I’ve also heard that it is more expensive to finance a used vehicle than a new vehicle, can anyone clarify?””
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Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?
The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?””
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Which you be worse on my cerdit report: bankruptcy or foreclosure?

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What is the web address for a free credit report?

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Property in bankruptcy?
I’m a college student living with my father. He is currently in the process of filing for bankruptcy. He has to list the household property. However, a number of the items are owned by me. He therefore won’t list them. However, should I still be worried about them ‘going after’ my property (TV, etc) that’s in the house but belongs to me? Thanks.””
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Best company to refinance auto loan with?
I have an 08 Lancer Evolution, but was recently laid off. I am now stuck with a 517.00 payment along with 75.00 for insurance. I can’t sell the car because I owe 28,4 on it and mitsubishi still has 0% so I will lose a lot if I sell the car. I have 0% myself, but have only made 5 payments on the car. I would be willing to pay some interest if I could go up to 72 or even 84 months. Does anyone know which company has the lowest refinance rates right now? and if so, what are they?””
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What happens if I don’t pay my store credit cards?
I have two store credit cards (like american eagle and such) they both only have like $300 tops charged to them, but I just don’t have the money to make payments on them : / I get like ten calls a day from bill collectors (of coarse i don’t answer lol) but I’m wondering what exactly will happen if they don’t get paid??””
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Im stuck in payday loans and have no way out . I live pay day to payday as it is .?
I I have taken 4 paydays loans out and im unable to pay them off . They call my job and harress me everyday . I dont have any money to pay them off . They keep reminding me that i have sign a legal binding document can someone please give me some advice on how to handle this situation.
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Filing Bankruptcy Chapter 7 will I lose my house?
I received a modification on my first only in april. They did not include my second by there choice they informed me they charged it off and would not include it. My first is for 432000 and my second is for 100000. I have met with a lawyer and started the process and he informed me that I can include my second but I have to be up on my payments on my first which I am. But I don’t know the proocess so I wanted help on what to expect. Oh ya my house is only worth 300000 now. Thanks!
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How can I consolidate 700 in 1 month?
well I owe 700 to two credit card companies and two payday loan companies. And I need to pay 400 in the next 3 weeks or I’d pay some serious interest. I,m only a student and jobless so basically I’m on a very low income. Does anyone know how I can consolidate this as soon as possible on a very very very low income. Thanks””
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How Accurate Are Each of the Three Credit Reporting Bureaus?
I was told that when there’a s public record on you, the court might report it to one credit bureau and not the others, is that true? In other words, if two of the 3 are saying that there’s no public records on me, is there a need to check the last third and pay for it? I already used up the 1 per year offer at annualcredit so I would have to pay for the third one.””
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What is the best home loan for a short term mortgage?
It is for an investment property and I am only planning on holding on to it for 3–5 years. What is the best home loan available with the lowest payment without any differed intrest?
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How does credit card debt settlement work?
can it really absolve your debts? and does it hurt your credit?
“Taking Out a Loan To Pay For a School Trip?

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Will my 624 credit score go higher?
My credit score has risen from something like 450 back in 2008 to 604. It was low because of falling behind on loans and credit cards. But I did make an effort and paid off them one at a time. My credit score jumped to 624 this month when I paid off a personal loan. Now, all I have is a car payment that will be paid off in a year. Now once I pay off the car, will my credit score rise, remain the same or fall if I don’t take out another car loan? I already am planning not to get any more credit cars and the house is free and clear of debt.””
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Bought a car with outstanding finance bailiffs coming help!! (Scotland)?
Hi I recently bought a car and found out that it has outstanding finance from the previous owners log book loan. I got a letter the other day saying I have been tracked as the legal owner of the car and that if payment is not made in 7 days then the car will be reposessed. I just want to know what my rights are as I live in the countryside there are no busses the nearest shop is 7 miles I have 2 kids one disabled and has to attend appointments at the hospital 25miles away. So a car is very much needed. Can the car just be taken from me? When the bailiff comes if the car is on my driveway and I have the gates to the driveway closed and padlocked (i do this to keep the dogs in) are they still able to take the car or is this classed as trespassing?. Genuine advice only please! thanks in advance
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How can I get a credit report while I’m deployed?
I am currently deployed and trying to take care of some credit issues. I can’t order a credit report from annualcreditreport.com because the ip address for the computer is not in the United States and freecreditreport.com is giving me the run around saying that I need to call them. Well I really don’t have the means to just call when I feel like it. So, I’m wondering if there is anyother way to get my current credit report.””
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Which consumer credit reporting company is best?
Trans Union, Experian, or Equifax.””
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Can you have 2 payday loans at once in Idaho?
I was just wondering
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Should I file bankruptcy ??
I owe about $60k in credit card debts. I make about $120k a year. From what i have been reading, i may need to file Chapter 13. Im not paying all my credit cards anymore for 3–4 months now, im focusing on my house, car payment & utilities. Business is still up and running good but it would take me atleast a year before i can even catch up on anything. It very very tight right now and its hard… please help.””
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How have auto loans changed after the financial crisis?
as we all know, there was a financial crisis in the u.s., making it almost impossible to get a home loan, but what about auto loans. have they become more strict””
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If I consolidate my payday loan will it ever affect my credit history? will it hurt me in the future?
Im still starting to build up credit, so I bought a car, I put a lot in downpayment, Month later there was an emergency so I loaned online (payday lenders) 1.5k and now I have been paying for very high interest monthly. I live in Maryland I also found out they are illegal? what should I do? If I go for debt consolidation will it ever affect my credit standing? As of now Im current of paying them every payday but it seems like Its hard for me to pay off the principal due to very high intetesf that I have been paying. What should I do? is debt consolidation a good plan?””
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Is it better to apply for a personal or auto loan online or in person?

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Can i get mortgage interest statement 1098 online?
did not recieve mortgage statement form 1098 from greentree finance needed for taxes
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Can I use my chase credit card to withdraw from the atm?

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I took out a small RBS loan ?
Hi there So I applied for an Royal bank of Scotland loan as I am going on holiday next month — said the money would be available within 2 days. I checked my online banking and a new account had been made for the money despite asking for it in one of my other accounts, however it is odd as on the summary page it states balance -1500, available 0 which is weird as I have not spent a penny of it yet. When I go in to the recent transactions the paid in box is blank and I says paid out -1500 making the balance -1500 I’m so confused as I haven’t spent anything, tried to ask this on their website however not the easiest to navigate not all that helpful Thanks if anyone can help me out here””
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Where can I see all of my open bank accounts / credit cards in one place?
I have had a number of bank accounts since I was a child… most likely forgotten. Is there any place where I can view every active bank account I have open in one place. Credit cards too would be a bonus. Many thanks Adam
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Can you get a council home if you are bankrupt?
and rent arrears from 4 years ago are included in the bankruptcy?
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How long do u have to be a resident of Indiana to file Bankruptcy?

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I need a $500 loan by thursday?
i need a $500 loan. i had a job but they closed down and i just got a new one but i get my first check in two weeks and i need to pay my rent by thursday. i tried few places around but they said i need a check stub but i don’t have one because i didn’t get paid yet plus i don’t have a way to show yet i have a job which i do have one. i had few other bills to pay but i paid them off with the money i made from my old job. if i don’t pay my rent im kicked out and i don’t have any where to go but my car. i asked my parents but they can help me they live in another state and don’t want to use western union just because we had a problem with them before so they cant help me this time. i need the money fast and don’t want to have to pay any one to have to get one like a fee. i also have very bad credit do to losing my job and not being able to pay my bills fast enough. please help me out and no fake and non trusted web sites.””””””
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“”Can I consolidate payday loans, so I can pay them off once and for all?

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How can I see my credit score number without giving a crecit card number?
I’ve seen the actual credit report but I
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Will Bank of America give me a personal loan?
I got approved for a secured credit card with BoA a month ago without a cosigner. I’ve been banking with them for 5 years now and I was wondering….would they give me a personal loan for $1500-$2000 without a cosigner?
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“”Are there websites where you can type in a sentence and it looks for websites that have that sentence, if so can you give me an example?

“Taking Out a Loan To Pay For a School Trip?

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“”What are my options with my current auto loan of 11,000?””
I went out during the summer to get a larger SUV for this winter. I got a Ford Explorer and it has lots of issues from the start. I bought as is no warranty. The dealership I got it from fix it three times as I was a previous customer. They paid the bill all three times. After the third time the issues on the transmission still keep happening. They gave me the option of fixing it again or trading me out. I did not want to go through this again so I picked to be traded out. They had no SUV’s at the time and I ended up taking a Nissan Altima. So now I am back in a car and the whole point of getting rid of my car was to get an SUV not stuck in a car again. Now I owe 11,000 some dollars. Which is in house financing. I recently got the car like in July or so. Also I have bad credit. Car is a 2004 Nissan Altima. My questions are these: 1.Should I let the car go and get one somewhere else with taxes. 2. Am I able to trade it in somewhere for an suv and be upside down, but at least I have something I will get more use out of. 3. Keep paying on the loan.””
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Math help please?
Your rich Uncle Ralph is willing to loan you $50,000 for five months, and asks that you repay your loan with monthly compounding interest at the rate of 24 percent per year. How much interest will you pay?””
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“”3. $6,000 compounded quarterly at 6% for 5 years?

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How can i lower my car payments?
it is a 2007 chrysler 300
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What kind of auto loan interest rate can a credit score of 692 qualify?
Looking into an auto loan for a certified used car. The person applying has a credit score of 692 and is looking to get the best auto rate, any idea? Presumably not the advertised 0.9%APR. Realistically speaking any idea?””
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“”Any inexpensive bankruptcy attorneys in monroe county, pa?

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“”Filing a chapter 7 bankruptcy, we don’t have any property?””
What happens if you file a chapter 7 bankruptcy and you don’t own any real property? No house, no valuable property, everything owned is the standard practical household stuff and the vehicle is financed. Is it possible to keep the vehicle? Can we still file without any property to liquidate? We’re keeping our heads above water but can’t begin to touch our debts no matter how hard we try.””
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Is It Worth It To Keep My Free Credit Report Account?
I have some old debts that are SOL and actually close to being the 7 year mark for it to come off of my report. I’ve been holding my membership with free credit report dot com to monitor in case these creditors sue me. The reason being I no longer live in the original state where the debt took place and I never left them with a forwarding address. Here’s the thing, all 3 of my credit reports show my current and accurate address, so I assume if they were to serve me properly, they should be able to find where I live. I don’t want to get a summary judgment simply because I was improperly served. I want to be properly served so that I can go to court and prove my debts are SOL. So yea, do you think I need to keep my credit monitoring service or should I cancel it? Thanks!””
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Can someone file for bankruptcy when they are 78 years old and own their house?
My step-father in-law is in debt with a 2nd mortgage on his home and credit card debt totaling about $120,000. His wife just passed away a few months back. He is 78 years old and is not to handle all of this with creditors arousing him. He has someone wanting to buy his home, but i am afraid he will be left out in the cold. I need some legal free advice.””
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What are my auto loan chances?
Im applying for an auto loan through the dealer. I was wondering what my chances were. Here is the stats on me. I am 18 years old and have no credit. I work approximately 30 hours a week and have worked there for a year and 2 months. I make about 800 to 1,000 dollars a month. The car is going to be about $4,200 out the door. I’m putting a $1,000 down payment on the car. My dad is co-signing but his credit is not very good. What do you think my chances are?””
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Chase bank credit card cash advance?
I need a credit card so I can pay this month’s Bills. My bank is Chase, and I was wondering if there’s a limit to how much I can spend on their credit cards. Any help would be appreciated.””
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I want to go to this porn site and it says that it needs my credit card for age verification?
it says that it will NOT bill it. should i trust it?
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Paying of an auto loan?
well, I just got disconnected trying to ask my bank this question… so here goes. I have 15K left to pay on my car, payments are about $600/month with about $80 of that being interest (4 years down, 2 years to go on the loan) I would like to transfer 10K from my checking account over to my auto loan account (both accounts with same bank). is this a good thing to do without calling for a payoff balance? The reason I’m wanting to transfer funds is to lessen the $80 or so interest for the next few months. If I get the balance on my car loan from 15K to 5K, will I still be paying $80 of interest until it is paid off? If so, I guess it makes sense that I just wait until I have enough to pay the whole thing off? so, in a nutshell…I’m wondering if it’s better to pay 2/3rds of my loan off now, or better to wait until I can pay the whole thing off…””
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How to beat credit card age verification?
ok on sum adult sites and such they require you to verify your age with a credit card but i dont want to give them my credit card information i even bought a prepaid creditcard/gift card but the transaction was declined is there any way around this?
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“”If looking for an accounting job with a 2-year degree, how detrimental is a Chapter 7 bankruptcy?
It was roughly 2 and a half years ago. I would like some response from those in similar situations.
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Need a personal loan?
I was off work for 12 weeks for maternity leave and during that time my fiance lost his job. We went about 10 weeks without an income, so needless to say we fell behind on bills. I have tried to get a personal loan of $2000 to help get us caught up, however with not having a job and falling behind on some cc payments I can’t get a loan through my bank since I am defaulted on those card, and my credit score has dropped significantly because of this as well. Once I am caught up I am more than capable to pay it back. I just need to get caught up and pay off the things that I am behind on. Does anyone know of a legitimate way to get a loan….NOT a payday loan even with bad credit? Any suggestions would be greatly appreciated!””
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“”This is my 1st credit card, I need help!?””
ok, so I am a student in college, and I signed up for a student credit card with my bank. I already have a checking/debit card but I am thinking of my future and want to build my credit as soon as I can.. So, I really dont understand anything, and I am very confused about the vocabulary and terms and such. Here is what the Cardmember Agreement States: APR for purchases= Prime Rate + 13.99%, but not less than 19.990%………………….19.990%, Variable APR for cash advances=Prime Rate + 16.40%………………….21.150%, Variable minimum standard APR for cash advances will not decrease below 21.15% regardless of the Prime Rate…………. 0.05794% Daily periodic rate minimum standard default APR will not decrease below 29.99% regardless of of the changes to the prime rate…………………….0.08216% daily periodic rate card limit $600 cash limit $300 **************************************… ok so i dont plan on making any cash advances, and i know to always pay my balance in full if i can. If i can’t pay off as much as I can a month. My card is from Wachovia, if that helps? And are these numbers bad or what? Remember, I am a student with no credit. Can someone tell me what is stated above because I have no idea what they are saying. Heres an example: If I charge $200 but cannot pay it in full, how much interest am I being charged. What would be the full total amount including interest and the charge? How long do I have to pay of my charge if I decide to make payments?””
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How do I get a home loan for a single mom with poor credit and no money down?
I want to actually buy the house I am currently living in. I live in a Rural area.
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“Taking Out a Loan To Pay For a School Trip?

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Do you know any post bankrupcy lenders?
i need a cc and a car loan
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Can I pay LIC Housing through Online banking?

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How do you transfer car loan when you transfer ownership of car?
hello. I’m taking over my mother’s car and will also taking over her monthly payment until loan is finished off. I’ve been reading online and kind of know how to take care of transfer of title with DMV and all that. but, it doesn’t say anything about taking over seller(my mom in this case) loan. Do I just let wells fargo(her lender) know and they will switch the name(unless my credit is really bad)? or do I have to get my own new loan to pay off remaining balance of my mom’s loan first and start paying off my new loan? how does it work? Thanks””
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Is loan sharking illegal in Canada?

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What is chapter 11 bankruptcy basically?
I just need to know the basics of it, not too complicated. I’m mentioning GM in a research paper that I’m writing and don’t really understand what chapter 11 is.. And what the government did for GM.””
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Is the tax return for a single parent student the same as a non-working single parent?
Last year I was on welfare and i got somthing like a 75$ tax return and 600 or somthing for GST. This year I am on student loan and about 19,000$ in debt with no income. Would my return be higher? lesser? or same? I only have 1 child, 15mo.””
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Home owners insurance check made out to mortgage company and me?
Evidently my insurance co made out the check to both myself and my mortgage bank (too bad I didn’t realize it before I deposited it at the ATM this morning…) for siding and roof hail damage. I was on hold for over 40 minutes today waiting to talk to a rep at the mortgage bank (PNC). I hung up and will call back tomorrow when I have more time to listen to bad music. What’s the normal procedure for handling this? The check was only for $6800. I may hold off a bit on some of the repair, and do some of it myself. I’ve already made arrangements for a window replacement ($900 vs the $450 the ins co gave me). There’s a PNC Bank just down the street. Any ideas on whether they can handle it there?””
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Can a small signature loan from my bank improve my credit rating?

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Chapter 13 Bankruptcy?
I am in he final months of Bankruptcy I have only 6 more payments to go. I started receiving credit card offers and qualified. Is it ok to start rebuilding my credit although my case has not been discharged.
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“”If my credit card balance is $300 and i the minimum payment is $25, how would it affect my credit score?””
how would it affect my score if i just pay the $25 minimum payment, would it increase or decrease?””
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Can you apply for multiple unsecured personal loans?
If you needed, say $100,000, could you go to 4 different banks and get 4 different unsecured personal loans? If you applied for the loans and received the funds within a very short period of time (a few days), I assume that the 4 different banks wouldn’t know about the loans from the other banks?””
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“”If an ex spouse files bankruptcy, will the other ex spouse’s credit be effected?

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“”What do I need to purchase a used car in another state (live in AZ, purchase in CA)?””
I’m a resident in Arizona but found a used car in California that I would like to purchase. I’ve done some searching through forums, but was hoping someone might be able to give me consolidated information or a link to where I can find this information regarding registration, license plate (will temp work?), insurance, in-transit permit, etc. Furthermore, I was pre-approved for an auto loan through TruWest Credit Union. The loan shouldn’t have any restrictions when purchasing out of state, right? Does California tax on used car purchases? If so, how much?””
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I need to know where I can go to cash my income tax refund?
My refund is round 9000. I need to know who will cash it, because I do not have a bank account.””
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“”If i pay extra for my mortgage payment, will that extra go to my principle?””
30 years, fixed mortgage rate. For say, i suppose to make $1300 for my mortgage payment (interest + principle). If I make extra payment (for say, $1500 per month), will that extra $200 go to my principal which then will help me to lower total interest cost that i will end up paying? I heard 2 comments about this: 1) Your interest payment is fixed because you signed up for a fixed mortgaged rate. So, extra payment that you made just help you to pay off your mortgage faster (i.e instead of paying 30yrs, you pay 28yrs). But total interest cost and total cost of loan doesn’t change. 2) Your extra mortgage payment will go to your principal, it will help to lower your total interest cost → lower total cost of loan. But you need to ask your loan officer that when you sign the paper. Because if you don’t, you might end up don’t have that option (your extra payment go to interest, but not principal. Some bank doesn’t even allow you to make extra payment). What should I do when I talk to the loan officer? What should I ask for? Normally how does it work?””
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What happens if you don’t pay your credit card bills?
what can a card company do to you.I want everyone to know that I am not trying to get out of paying my bills but my house payment is more important and my work has went down and I have 3 kids
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What is hfi in mortgage?

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Payday loan companies?
what is a online payday loan company that will give you a loan? i have a online bank and most of them will not accept it.
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Problems about auto loan?
hello, i am 22 years old,looking to get a $15000 loan to buy a used car my question is,if i have a stable job and high income,does it help to get my loan to be approved?and also APR””
“Taking Out a Loan To Pay For a School Trip?

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